
Mortgage Loan Originator
We are currently looking for licensed mortgage loan originator. The right candidate will promote and provide business development, origination of loans, relationship management with customers and clients.
Skills
• One to two years as a Loan Originator or a Loan Originator Associate preferred
• Willingness to put in the hours required to be successful
• Able to use a computer and familiar with Microsoft programs
• Enthusiastic and outgoing personality with strong verbal and written communication skills
• Strong interpersonal skills
• Appropriately assertive
• A high need to be personally and professionally successful
• Committed to ethical business and personal behavior
• Organized, and demonstrates attention to detail
• Self-motivated with a strong work ethic
• Ability to study material independently
• Self-starter • Ability to drive motor vehicle and possess a valid driver's license
• Ability to obtain NMLS License and meet specific state required training requirements
Experience
• One to two years as a Loan Originator or a Loan Originator Associate preferred
Essential Duties and Responsibilities
• Interview mortgage applicants to understand and educate them on their financing options available. Understand the loan applicant’s goals in order to advise and review potential loan programs that would best suit their needs and stated goals
• Maintain reports and notes within the origination software and customer relationship management systems
• Review new leads daily and contact them to earn their business
• Request and gather information and documents from borrowers to complete the application, its structure and all loan disclosures in conjunction with underwriting and processing
• Review interest rates as needed and lock all loans with the borrowers in accordance with policies and procedures, at least fifteen days prior to closing
• Participate in builder and realtor functions, status meetings, phase releases, special events, etc., to develop and maintain relationships and customer service
• Be accessible to the buyers and associates and return calls within 24 hours
• Build rapport with and maintain open lines of communication with borrowers, builders, realtors and processors and provide outstanding customer service
• Travel to communities to meet with borrowers and obtain loan applications as necessary
• Keep current on mortgage products, Freddie Mac and Fannie Mae guidelines as well as internal guidelines and overlays in order to promote Envoy products
• Maintain reports and notes within origination computer system to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense reports
• Participate in weekly "Pipeline" meetings with processor(s) or phone calls as required with full working knowledge of each file • Other duties as required
This is a fulltime position